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What is a mutual purchasing pool?
Also known as the genuine wealth system, mutual purchasing pools are informal private groups of people who pool their savings together for each other to use. Members can contribute any amount, either lump sums or regular savings.

From this pool, members can support each other by making interest-free loans. When members borrow, the loan is interest-free, but the other members also benefit because the lender pays back the loan plus an equal amount in savings. During the repayment term, those savings are available for others to borrow. This is called 'reciprocity'. When the loan term is finished the member has money in the pool to either take out or leave in as savings. The result is that the member has money in the 'bank', instead of empty pockets from paying interest to the bank. Everyone wins!

Pools can be any size, but they are often kept small (10-20 members) to foster trust. They often naturally develop a group culture of mutual support beyond financial savings and loans, for example through shared meals, no-charge equipment loans, working bees, and other ways of lending a hand.

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